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Балтийский Артек 2012 - минута славы 4-ой смены - день 2 - 8

Автор: baltartekmedia от 7-12-2013, 06:48
Балтийский Артек 2012 - минута славы 4-ой смены - день 2 - 8

Балтийский Артек 2012 - минута славы 4-ой смены - день 2-ой - 8-е выступление

LARA FABIAN - Love Like a Dream @ Достояние Республики 18.03.2011

Автор: xirstom1 от 7-12-2013, 05:05
LARA FABIAN - Love Like a Dream @ Достояние Республики 18.03.2011

Любовь похожая на сон from album 'Mademoiselle Zhivago'.Enjoy.I do NOT own this song or the rights to this song/video. The rights of this song go towards the record company and the artist.Celine Dion Lara Fabian Whitney Houston Mariah Carey Lady GaGa born this way Beyonce shania twain justin timberlake madonna britney spears justin bieber rihanna enrique iglesias christina aguilera katy perry jennifer lopez glee Ke$ha michael jackson charice diva music eurovisionrussia armenia yerevan eminem uk usa united letterman acoustic 2010 2009 aretha franklin usher awards barbra streisand bruno mars spice girls avril lavigne chris brown cher idol final winner adele soundtrack backstreet boys twilight trailer 2011 titanic 3d 2012 sexy funny weird akon american susan boyle miley cyrus black eyed peas ciara drake harry potter judas omg pink queen kylie minogue shakira taylor swift u2 ellen interview 2011 new tour remix live documentary special

ПрожекторПерисхилтон. 02.04.2011

Автор: 1tv от 7-12-2013, 04:01
ПрожекторПерисхилтон. 02.04.2011

Выпуск программы от 2 апреля 2011 года. Гость студии - артист Ефим Шифрин.

ПрожекторПерисХилтон 61 о кризисе в Греции

Автор: hse003 от 7-12-2013, 04:01
ПрожекторПерисХилтон 61 о кризисе в Греции

Полное и окончательное объяснение причины кризиса Греции

Гибкие бордюры (телепередача Фазенда 05.09.2010)

Автор: masterbordur от 7-12-2013, 02:16
Гибкие бордюры (телепередача Фазенда 05.09.2010)

Китайские мотивыМы решили немного преобразить ландшафт, а для начала обозначить его границы. Для этого мы выбрали гибкий бордюр терракотового цвета. Его можно укладывать везде, даже на такой неровной поверхности как у нас. Готовить основание под такой бордюр не нужно. Получается линия без швов и неаккуратных стыков. А терракотовый цвет -- прямо наша китайская тема. Затем на еще не застывшую смесь нанесли рисунок змейкой, который так напоминает иероглифы. А сверху покрыли бордюр лаком -- для надежности и защиты от погодных сюрпризов.

Пока все дома Дарья Донцова Эфир 26 09 2010

Автор: imhere2spyonu от 7-12-2013, 01:37
Пока все дома  Дарья Донцова  Эфир 26 09 2010

Известная передача в гостях у Дарьи Донцовой

ДОстояние РЕспублики Константин Меладзе (часть 7)

Автор: Meladze4ever от 7-12-2013, 01:24
ДОстояние РЕспублики Константин Меладзе (часть 7)

ДОстояние РЕспублики Константин Меладзе DOstoyanie REspubliki Первый meladze rotaru sofija bilan dima prisnekov valeriy via gra konstantin argutin albina leps gregori gagarina канала Меладзе Ротару София приходилось Валерий Дима prisnekov ВИА Гра Константин argutin Леонид Vlademir Альбина Хит FM русски радио Лепс Григорий Полина Гагарина

Savings and Loan Crisis

Автор: thefilmarchives от 7-12-2013, 01:00
Savings and Loan Crisis

The following is a detailed summary of the major causes for losses that hurt the savings and loan business in the 1980s: Lack of net worth for many institutions as they entered the 1980s, and a wholly inadequate net worth regulation. Decline in the effectiveness of Regulation Q in preserving the spread between the cost of money and the rate of return on assets, basically stemming from inflation and the accompanying increase in market interest rates. Absence of an ability to vary the return on assets with increases in the rate of interest required to be paid for deposits. Increased competition on the deposit gathering and mortgage origination sides of the business, with a sudden burst of new technology making possible a whole new way of conducting financial institutions generally and the mortgage business specifically. Savings and Loans gained a wide range of new investment powers with the passage of the Depository Institutions Deregulation and Monetary Control Act and the Garn--St. Germain Depository Institutions Act. A number of states also passed legislation that similarly increased investment options. These introduced new risks and speculative opportunities which were difficult to administer. In many instances management lacked the ability or experience to evaluate them, or to administer large volumes of nonresidential construction loans. Elimination of regulations initially designed to prevent lending excesses and minimize failures. Regulatory relaxation permitted lending, directly and through participations, in distant loan markets on the promise of high returns. Lenders, however, were not familiar with these distant markets. It also permitted associations to participate extensively in speculative construction activities with builders and developers who had little or no financial stake in the projects. Fraud and insider transaction abuses. A new type and generation of opportunistic savings and loan executives and owners—some of whom operated in a fraudulent manner — whose takeover of many institutions was facilitated by a change in FSLIC rules reducing the minimum number of stockholders of an insured association from 400 to one. Dereliction of duty on the part of the board of directors of some savings associations. This permitted management to make uncontrolled use of some new operating authority, while directors failed to control expenses and prohibit obvious conflict of interest situations. A virtual end of inflation in the American economy, together with overbuilding in multifamily, condominium type residences and in commercial real estate in many cities. In addition, real estate values collapsed in the energy states — Texas, Louisiana, and Oklahoma — particularly due to falling oil prices — and weakness occurred in the mining and agricultural sectors of the economy. Pressures felt by the management of many associations to restore net worth ratios. Anxious to improve earnings, they departed from their traditional lending practices into credits and markets involving higher risks, but with which they had little experience. The lack of appropriate, accurate, and effective evaluations of the savings and loan business by public accounting firms, security analysts, and the financial community. Organizational structure and supervisory laws, adequate for policing and controlling the business in the protected environment of the 1960s and 1970s, resulted in fatal delays and indecision in the examination/supervision process in the 1980s. Federal and state examination and supervisory staffs insufficient in number, experience, or ability to deal with the new world of savings and loan operations. The inability or unwillingness of the Bank Board and its legal and supervisory staff to deal with problem institutions in a timely manner. Many institutions, which ultimately closed with big losses, were known problem cases for a year or more. Often, it appeared, political considerations delayed necessary supervisory action.http://en.wikipedia.org/wiki/Savings_and_loan_scandal

КВН 2012-Голосящий КиВиН-Вятка

Автор: Diadre Cunningham от 6-12-2013, 21:53
КВН 2012-Голосящий КиВиН-Вятка

КВН 2012-Голосящий КиВиН-Вятка

Днепропетровск КВН 2012 Высшая лига Вторая игра 2012 02 26

Автор: yuliya92R от 6-12-2013, 18:28
Днепропетровск КВН 2012 Высшая лига Вторая игра 2012 02 26

Днепропетровск КВН 2012 Высшая лига Вторая игра 2012 02 26

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